✦ Crypto payment gateway
A multi-currency crypto payment gateway at 0.1%
Take payments in the most used cryptocurrencies including USDT, USDC, BTC, and ETH across major blockchains, at a flat 0.1% per transaction with stablecoins removing FX conversion fees entirely.
0.1% fee
per transaction
Currencies
USDT, USDC, BTC, ETH, SOL + more
Networks
Ethereum, Solana, Binance Pay, Tron, BSC, Bitcoin + more
Exchange Rate
Market rate. No hidden fees
Accept Payments Online in 3 Easy Steps
1. Create Your Zenobank Account
Create your free account at dashboard.zenobank.io
2. Install a plugin, or integrate directly with our API
Connect through a plugin for WooCommerce, Shopify, and other platforms, or integrate directly using our SDKs and API.
3. Get Your API Key
In the dashboard, go to Developer and copy your API key.
Paste it into the plugin setting or use it via the API.
Depending on your integration, paste it into your plugin settings or use it directly in your code.
What multi-currency crypto support gives your business
How crypto solves the multi-currency problem
Eliminate the friction of global commerce. Replace complex fiat conversions with a streamlined digital dollar workflow that works everywhere, instantly.
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Traditional Multi-Currency Handling multiple fiat currencies usually requires several bank accounts and FX conversions. Each swap costs 1% to 2% in fees, while fragmented settlement schedules create massive operational complexity for your finance team.
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Unified Digital Medium Stablecoins act as a universal layer. Whether your customer is in Tokyo or Berlin, they pay in USDC and you receive USDC. The heavy FX costs found in traditional setups are structurally absent because there is no fiat-to-fiat conversion.
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Settlement on Your Terms You hold exactly what the customer paid. Keep funds as USD-equivalents, hold tokens, or convert to your local fiat through an exchange on your own schedule. Conversion happens when you decide, not on every single transaction.
Pricing
Transparent Fees
"Is it too good to be true?" — Let's talk about the "catch."
Let’s be honest: We are cheap, but we aren’t low quality. This gateway isn’t our primary business model. We are building a full-scale Crypto Bank, and this tool is our “Welcome Card” to you.
How identity disclosure compares
The structural difference is that Zeno’s payment flow doesn’t pass identity data between customer and merchant, where traditional rails do.
| Aspect | Zeno crypto | Multi-currency card processor |
|---|---|---|
| Payment currencies | Most used cryptocurrencies | 135+ fiat currencies |
| FX conversion fee | None | 1% to 2% per conversion |
| Per-transaction fee | 0.1% | 1.5% to 3%+ |
| Settlement | Any token received, on-chain or fiat in your bank account | Limited fiat options, business days |
| Cross-border markup | None | 1% to 3.5% |
FAQs
Everything you need to know before getting started
Zeno supports all major stablecoins and crypto assets across the biggest chains. See the full list of supported tokens.
Customers pay in cryptocurrency rather than their local fiat. For most customers globally, this means buying or holding USDT, USDC, or BTC, and using those to pay. The price displayed at checkout converts your listed price into the chosen token at current rates
A multi-currency card processor accepts fiat currency (USD, EUR, GBP, JPY) and handles FX conversion behind the scenes, charging fees on each conversion. Zeno accepts crypto, where stablecoins remove the FX step entirely. Different mechanism, similar end goal of handling international payments, with different fee structures.
Zeno offers built-in fiat conversion, so you can settle directly in your local currency without needing an external exchange. If you prefer to manage it yourself, you can also hold stablecoins as USD-equivalent and convert them in batches on any exchange, giving you full control over timing and rates.
Your Zeno dashboard shows all transactions with their original token, blockchain, fiat-equivalent value at receipt, and timestamps. Standard accounting software can ingest the export format, with each transaction recorded in your reporting currency at the rate at time of receipt. This handles most multi-currency reconciliation needs.
No. A single Zeno account supports all 30+ tokens across all supported blockchains. Customers pay in whichever currency they hold, and your dashboard shows the unified view of all incoming payments regardless of token or chain. There's one signup, one wallet structure, and one fee.
For stablecoin payments, exchange rate risk is minimal because USDT and USDC track USD 1:1. For volatile tokens like BTC or ETH, the checkout locks the rate at the moment the customer initiates payment, which means you receive the agreed amount in tokens regardless of price movement during confirmation. Holding strategy after receipt is your decision.
Add the most used cryptocurrencies currencies to your checkout with one signup
Create your Zeno account with your email and start accepting USDT, USDC, BTC, ETH, and other tokens across major blockchains at a flat 0.1% per transaction.
Team
Hugo Pino —
founder of the zenobank
The only time I leave my house is to go to the gym
Built a decentralized exchange that reached $27M in deposits.
I got a UAE Golden Visa for my work in Web3
