✦ Crypto payment gateway

A crypto payment gateway for India businesses at 0.1%

Take crypto payments at a flat 0.1% per transaction, with instant on-chain settlement and fiat cash-out via bank transfer, used by businesses across India and worldwide.

Accept Payments Online in 3 Easy Steps

1. Create Your Zenobank Account

Create your free account at dashboard.zenobank.io

2. Install a plugin, or integrate directly with our API

Connect through a plugin for WooCommerce, Shopify, and other platforms, or integrate directly using our SDKs and API.

3. Get Your API Key

In the dashboard, go to Developer and copy your API key. Paste it into the plugin setting or use it via the API.

Why crypto payments are growing in India?

Take crypto payments at a flat 0.1% per transaction, with instant on-chain settlement and fiat cash-out via bank transfer, used by businesses across Stablecoins have grown roughly 6,700% since 2020, hitting a $306 billion market cap globally, with India sitting at the centre of crypto adoption worldwide. Around 88% of businesses accepting crypto report higher revenue as a result. and worldwide.

The shift is driven by two things: the cost saving on every transaction, and the ability to reach a customer base that prefers paying in crypto.

Who Zeno works for in India

Zeno is built for any Indian business taking online or in-person payments. Common categories include:

How Zeno compares for Indian businesses

The percentage gap between 0.1% and standard card processing works out to around 3% per sale staying with your Indian business rather than the processor.

Payment method Fee per transaction Settlement time International reach
Zeno crypto payments 0.1% flat Seconds, on-chain Same fee globally
Indian card processors 1.5% to 3% 1 to 5 business days Higher international fees
International card processing 3.5% or more 3 to 7 business days FX markup applies
Wire transfer $25 to $50 plus FX 1 to 5 business days High cost per transaction

FAQs

Everything you need to know before getting started

Three main options. Hold stablecoins (USDT, USDC, PYUSD) as USD-equivalent balances. Transfer to your Indian bank account directly through Zeno. Or convert through any local exchange that supports your preferred token. Binance Pay incurs zero fees on top of the standard 0.1% rate.
Most active crypto users in India hold stablecoins (USDT and USDC are the most common globally), with BTC, ETH, and SOL also widely held. Zeno supports 30+ tokens across major blockchains, so customers pay in whichever currency they hold and prefer.
Indian payment gateways typically charge 1.5% to 3% per transaction. Zeno's flat 0.1% per crypto transaction works out to around 3% of every sale staying with your business. Settlement also moves from 1 to 5 business days down to seconds.

Yes. The same Zeno checkout works for customers anywhere in the world at the same 0.1% fee, with no additional cross-border markup. Stablecoins handle the FX layer natively because they hold a 1:1 peg to the US dollar regardless of the customer's home country.

Crypto revenue is generally taxed the same as any other business revenue. The fiat value at the time of receipt is the figure recorded for tax purposes. Zeno provides full transaction records that integrate with standard accounting software, with country-specific tax treatment worth confirming with a local tax professional.

Yes. Zeno works globally, with no country-specific restrictions on signup or use. Businesses in India sign up the same way as anywhere else, and customers from India can pay through any Zeno checkout.

The customer would need to convert local currency to crypto first through an exchange or peer-to-peer market, then pay through their wallet. Zeno itself processes crypto transactions; the on-ramp from local fiat to crypto happens on the customer side through their preferred exchange.

Add crypto to your Indian business at 0.1%

Take crypto payments at a flat 0.1% per transaction with instant on-chain settlement and fiat cash-out to your Indian bank account.

Team

Hugo Pino — founder of the Zeno Bank

The only time I leave my house is to go to the gym

Built a decentralized exchange that reached $27M in deposits.

I got a UAE Golden Visa for my work in Web3